Description

The Conservative Basket is ideal for investors who prioritize safety and stability over high growth. This portfolio focuses on large-cap funds and bond funds, offering low volatility and consistent returns. By minimizing exposure to high-risk assets like small- and mid-cap funds, the Conservative Basket ensures steady performance even during market downturns. Active rebalancing keeps the portfolio aligned with market conditions, ensuring a focus on capital preservation and moderate growth.

Investment Objective:

• Low Risk: Preserve capital while ensuring steady, low-risk returns

• Asset Allocation: Minimize portfolio volatility through conservative asset allocation.

• Consistency: Provide consistent income generation over the long term.

• Capital Safety: Ensure safety through investments in stable, well-established companies and bonds.

Asset Allocation

• Large-Cap Funds: A small portion of the Conservative Basket is allocated to large-cap funds as these funds offer the highest potential for growth. Small-cap companies are in the early stages of development and have room for rapid expansion. Although they carry higher volatility and risk, they are included to capture high returns in favorable market conditions. This allocation aims to maximize growth for investors willing to accept short-term fluctuations.

• Bond Funds: A significant portion is dedicated to bond funds, providing steady income and further lowering the portfolio's risk level.

• Money Market Instruments: A large portion of the portfolio is dedicated to Money Market funds as these funds offer liquidity and security, ensuring that a portion of the portfolio remains in highly safe, short-term instruments.

• Conservative Commodity: A smaller allocation is directed toward commodity funds to diversify the portfolio beyond equities. Commodities, such as gold or oil, tend to perform differently from stocks and can act as a hedge against inflation and market corrections. This allocation is designed to provide additional protection during times of economic uncertainty while still contributing to the growth potential of the portfolio.

Key Benefits:

• Balanced Growth

• Controlled Volatility

• Steady Wealth Creation

• Diversified across different market capitalizations and commodities for risk management